Veterinary Pet Insurance

An important part of being a pet owner is taking care of your pet’s health – whether it’s regular checkups, or an emergency visit to the vet. Even the best preventative care can’t always help, and that’s when Veterinary Pet Insurance kicks in.

Veterinary Pet Insurance is one of the oldest and most widely recommended pet insurers in the North America. They can help cover the costs of expensive surgeries or medications when your pet needs them, and save you money in the process. 

Although you to have to pay for the treatment when your pet visits the vet, they will reimburse you after you meet the deductible. Having Veterinary Pet Insurance could, in fact, help you afford treatments that you would otherwise have to skip: it could save your pet’s life. 

Even if you don’t foresee any major medical expenses in your pet’s future – they’re happy and healthy pets – broken bones or contagious diseases are hard to predict, and sometimes costly to treat. Pets, especially rambunctious kittens and outdoor puppies, can get themselves into a lot of trouble. With veterinary pet insurance, you’ll have the peace of mind that they’ll be ok if anything goes really wrong. Of course, this doesn’t mean that you shouldn’t give them flea medicine or take extra precautions that they stay safe, but it is a smart back up plan just in case.

Generally speaking, you just pay a fee every month, and then Veterinary Pet Insurance reimburses you after you visit to the vet. If you think that this kind of pet health insurance works for you, then be sure to check it out. There are other options, though, that operate differently – but regardless, having pet insurance is important for your pet, and your wallet.

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Rachel, Pet Insurance Blogger

ASPCA Pet Insurance

If you’ve just adopted a new puppy, think about how important their health is to you. Keeping them happy and active is probably one of your top priorities. Nobody likes to imagine what it would be like if their new puppy got hurt, but ASPCA Pet Insurance can help you pay for your puppy’s health care if an emergency happens.

In the world we live in, there are more modern medical treatments than ever before that can help save pets in even the most dire of situations. Extensive surgery and lifesaving care are now available, but they can get expensive. When you get a new puppy, it’s a really smart idea to get ASPCA Pet Insurance, just in case. Getting the newest addition to your family covered as soon as possible means that any conditions that he or she develops, and even routine preventative treatments, will be covered by the insurance company. That way you won’t have to pay for it all on your own.

ASPCA Pet Insurance works like this:

             1. You pay a monthly fee, jus t like any other kind of insurance

             2. Take your vet to the vet, and pay for the treatment

             3. Collect your receipts and fill out a claim form

             4. Get reimbursed for your vet visit, after your deductible

The claim forms are online, and ASPCA Pet Insurance encourages you to send in your documents digitally –meaning you can make a claim from your own home, if you need to. It’s a convenient way to make sure that your pet stays healthy, and that you can afford to keep them that way.

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Rachel, Pet Insurance Blogger

How to Purchase Travel Insurance for Your Pet

With many vet bills totaling thousands of dollars, purchasing insurance for your favorite feline or pooch often makes sense, especially since policies are available for less than $10 a month. Did you know, however, that your pet might not be covered while you travel? This is especially true if you travel internationally, but could also be the case if you're traveling in your home country, depending on your policy. If you wan to protect your pet while traveling, here's how to purchase the best insurance plan:

Step One: Check your current policy.

If you currently have insurance for your pet, check your policy to see what, if anything, it covers during travel. Like insurance for the two-legged members of your family, some policies do provide some coverage while traveling, while others don't cover you at all. Until you know what's included in your current plan, though, you can't purchase the best additional plan.

Step Two: Determine how much you can spend with your deductible.

Like human plans, you'll have to pay a deductible for your pet's care before the policy kicks in. A higher deductible means that you'll pay a lower amount upfront, but make sure you can afford it should something happen or your pet could be refused care or you could find yourself having to pay the entire amount instead of just your deductible.

Step Three: Check out what else is covered.

Along with health insurance, your pet travel insurance could cover other things, such as the cost of your pet's flight should your vacation get canceled, costs associated with your pet running away or otherwise getting lost while on vacation, and more. Basically, anything that can be covered in a human's insurance policy could also be covered in a pet insurance policy. Remember, the more "extras" you add, the more expensive your policy will be – but peace of mind may be worth the cost.

Traveling with your pet can be fun, but make sure that your entire family is covered by a great travel insurance policy. That way, all members of your family will have a great time, no matter what happens while you're on vacation.

Allison works with TravelInsurance.org, where you can go to learn more about when and how to purchase travel insurance.